Photo Equipment Protection

PRICES STARTING AT $1.00/mo or less
  • Flexible Deductible Options Available
  • No Long-Term Commitments
  • You’re covered whether it's lost, stolen or accidentally broken
Damaged Camera

What's Covered?

If it's accidentally dropped and damaged or just doesn't make it home, you can't afford to be without your creative muse: your camera. Even if your camera goes missing, we can help get you back on track ASAP.

Being your best self means not being afraid of damage

The warranty on your camera likely doesn’t cover the aftermath of your nephew getting aggressive at the wave pool. Making sure you stay ready to capture images of family, friends, work or school means taking care of loss, theft or damage so your creative process is not hindered.

Everything you need, nothing you don’t.

In addition to flexible, low deductible options, we also offer no paper and no long-term commitments. Sign up, go live your life, and change your mind if you want. We’ve got you covered.

Any brand of camera, any type

We can cover your camera and the equipment you use. Whatever your go-to brand is, we're here for it. We make working with us as easy as swapping out your camera lens.

Why choose Traverse
to cover your camera equipment

Zero-Deductible Options

Low deductible options

We make it easy to protect the things that matter to you most. We offer flexible coverage that fits your life and budget, and that means keeping your deductible low, depending on the plan you choose. If your loss is covered, we’ll reimburse you fast via direct deposit so you can replace your item quickly.

No long term commitment

No long-term commitment

These days, flexibility is so important. If your situation changes, Traverse is ready. Adjust your plan to suit a new circumstance or, cancel if you have to. No problem.

Covers lost, stolen, and broken equipment

Cover lost, stolen,
and broken equipment

Whether you accidentally leave it on the bus, it's swiped when you aren't looking, or a lens takes a screen-shattering spill onto the sidewalk, that's why you have us. When life happens, we can help protect the stuff you love.

Still have questions?

How to protect your camera gear with Traverse

Traverse offers affordable protection on terms that match your lifestyle now, with flex options for when you grow or your situation changes. You’re careful, but things can still happen to your stuff. Dropping a lens on a photo shoot, camera stolen during an exotic trip, losing your photo bag while traveling can be covered by Traverse.

Here’s how protection with Traverse works:
  1. For the digital, analog or things like a vintage accordion camera you wish to protect, research coverage options and pick the one that suits your device(s) and how you live.
  2. Get back to doing your thing(s).
  3. Tell us if something happens to your covered items. We'll help you take care of the rest by reimbursing you for the repair or replacement cost up to your policy limit.

If it costs $1,200 to replace an item and your plan covers you up to $1,500 with a $100 deductible, Traverse would reimburse the $1,200, minus the $100 deductible, meaning you would receive $1,100. Lower deductible plans cost more per month than those with a higher deductible.

How do coverage limits work?

You pick the amount of coverage you think you need, and can afford. The coverage amount is the maximum amount that Traverse will pay to repair or replace the items you protected if you have a claim.

What if I have more than one camera or lens I want to have covered?

You can have multiple cameras or lenses protected by Traverse. These can individually be covered up to the maximum amount of coverage you pick for each one.

What about something small, like a camera body leaking light?

Repairing or replacing a camera body is covered if the damage happened during the coverage period. If the item was damaged before you signed up for coverage with Traverse, repairs would not be covered.

What does “maxiumum coverage” look like?

We let you choose the coverage amount that works for you, to a maximum of $5,000.

Submitting a claim takes just minutes. Log into your account on our website, head to Claims and fill us in on what happened. For Personal Articles Coverage claims, we will ask you to prove ownership of each item. If more information is needed to process the claim, the claim professional will reach out to you.

We make it easy to update your policy, profile, and billing information with Traverse. Everything can happen online in your Self Service account. Visit www.traverseinsurance.com and click the login button to view your policy documents, file a claim or adjust coverage, or update your address, contact and other info.

What if I decide I no longer require coverage?

If you need to cancel, the remaining portion of the subscription will be refunded, no questions asked.